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Personal Finance

Homework system included
By: 
Rachel S. Siegel
Version: 
3.0
Published: 
December 2018
Page Count: 
430
Online Access Price: 
$29.95
Full Color Book + Online Access Price: 
$54.95
ISBN: 
978-1-4533-9200-3

This textbook is suitable for the following courses: Personal Finance

Personal Finance was written with two simple goals: to help students develop a strong sense of financial literacy and to provide a wide range of pedagogical aids to keep students engaged and instructors on track. It is a practical introduction that covers all of the fundamentals and introduces conceptual frameworks in a way that students can grasp and use in their personal lives.

New in This Version:
  • Updated to reflect changes in tax code.
  • Updated figures, statistics, references, and links.
  • Refreshed photos and artwork.
  • Expanded explanation of math steps and calculations.
  • More in-depth discussion of exchange traded funds (ETFs).

  • Includes clear learning objectives, key takeaways, and exercise problems in each section.
  • Includes personal finance planning problems, solutions, and exercises.
  • Includes links to videos, blogs, and other external applications.
  • Customizable.

At FlatWorld, we take pride in providing a range of high-quality supplements alongside our titles, to help instructors teach effectively. Supplements are available for instructors who have registered their adoption with us. If you need to review or preview something specific, please contact us.


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This book is now available with FlatWorld’s Homework System at no additional cost to your students.

With the new, easy-to-use Homework System, you will be able to assign questions and autograde homework. The system includes multi-format questions written specifically for your FlatWorld book, which you can access through our stand-alone interface or integrate with your learning management system (e.g. Canvas, Moodle, Brightspace/D2L, and Blackboard).

Visit the FlatWorld Homework page to learn more.

To schedule a demo for help in setting up FlatWorld Homework for your course, contact your Sales Rep or FlatWorld support.

Need assistance in supplementing your quizzes and tests? Our test item files (in Word format) contain many true/false, multiple choice, fill in the blanks, and short essay questions.

The Instructor Manual (in Word format) will help guide you through the main concepts of each chapter such as learning objectives, key terms and takeaways. Many also include explanations and answers to chapter exercises.

A PowerPoint presentation highlighting key learning objectives and the main concepts for each chapter are available for you to use in your classroom. You can either cut and paste sections or use the presentation as a whole

We have taken our test item file and created files to import into several Learning Management Systems. Click for detailed information and file availability.

Rachel S. Siegel Northern Vermont University

Rachel S. Siegel, CFA, was a professor of finance, economics, and accounting at Northern Ver­mont University from 1990-2016. She has also taught as an adjunct faculty member at TrinityCollege (Vermont), Granite State College (New Hampshire), Springfield College (Massachusetts), the Univer­sity of Vermont, and in Tel Aviv, Israel, for Champlain College.
Siegel earned the Chartered Financial Analyst designation in 2003. She has been a consultant to the CFA Institute on exam development, data forensics, and curricula, and has consulted on variou­s exam prep courses in finance.
Siegel has also developed a freelance career as a financial editor and writer, for both invest­ments firms and academics. Her column "Follow the Money" has been a regular feature of the Northstar Monthly since 2001.
Originally from Providence, Rhode Island, Siegel earned a BA in English literature (1980) and an MBA (1989) from Yale University. She lives in Barnet, Vermont.
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