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Published: 
July 2020
Page Count: 
446
ISBN (Digital): 
978-1-4533-3481-2

Personal Finance

Version 3.1 By: Rachel S. Siegel
Homework system included

This book is available with FlatWorld's Homework System at no additional cost to your students. Learn more

Key Features

  • Includes over 370 hyperlinks to videos and webpages to enrich online courses, engage students, and reinforce or augment many of the presented topics.
  • Divided into five sections that reflect the typical cycle of personal financial decisions:
    • Learning Basic Skills, Knowledge, and Context (Chs. 1-6)
    • Getting What You Want (Chs. 7-9)
    • Protecting What You’ve Got (Chs. 10 & 11)
    • Building Wealth (Chs. 12-17)
    • Getting Started (Ch. 18)
  • Presents clear Learning Objectives, Key Takeaways, and exercise problems in each section.
  • Features personal financial planning problems, solutions, and exercises.
  • Customizable.

Educators

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Students

Online Access Price:  $29.95 Color Printed Textbook with Online Access Price:  $54.95 Access Pass Required: Bronze
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Personal Finance was written with two simple goals in mind: to help students develop a strong sense of financial literacy and to provide a wide range of pedagogical aids to keep them engaged and on track. This book is a practical introduction that covers all of the fundamentals and introduces conceptual frameworks, such as the life cycle of financial decisions and basic market dynamics, in a way that students can easily grasp and readily use in their personal lives.

New in This Version

  • New “Do the Math” sections in appropriate chapters provide additional opportunities for students to practice math, calculator, and spreadsheet skills using quantitative models and applications.
  • Expanded explanations of math steps and calculations (Chapter 4 “Evaluating Choices: Time, Risk, and Value”).
  • Reflects changes created by 2017’s Tax Cuts and Jobs Act (Chapter 6 “Taxes and Tax Planning”).
  • Reflects changes created by 2019’s Setting Every Community Up for Retirement Enhancement (SECURE) Act (Chapter 11 “Personal Risk Management: Retirement and Estate Planning”).
  • Includes a more in-depth discussion of exchange traded funds (ETFs) (Chapter 17 “Investing in Mutual Funds, Commodities, Real Estate, and Collectibles”).
  • Presents additional web-based platforms (Chapter 18 “Career Planning”)
  • FlatWorld Homework product is expanded to include more items that require mathematical calculation.
FlatWorld Homework System

FlatWorld Homework

FlatWorld Homework includes multi-format questions written specifically for your FlatWorld book, which you can access through our stand-alone interface or integrate with your learning management system.

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Instructor Manual

Instructor Manual

The Instructor Manual guides you through the main concepts of each chapter and important elements such as learning objectives, key terms, and key takeaways. Can include answers to chapter exercises, group activity suggestions, and discussion questions.

Instructor Manual

PowerPoint Lecture Notes

PowerPoint Lecture Notes

A PowerPoint presentation highlighting key learning objectives and the main concepts for each chapter are available for you to use in your classroom. You can either cut and paste sections or use the presentation as a whole.

PowerPoint Lecture Notes

Test Generator - powered by Cognero

Test Generator - powered by Cognero

FlatWorld has partnered with Cognero, a leading online assessment system, that allows you to create printable tests from FlatWorld provided content.

Test Bank Files for Import to Learning Management Systems

Test Bank Files for Import to Learning Management Systems

For your convenience, we've packaged our test items for easy import into Learning Management Systems like Blackboard, Brightspace/D2L, Canvas, Moodle, or Respondus.

Test Item File

Test Item File

Need assistance in supplementing your quizzes and tests? Our test-item files (in Word format) contain many multiple-choice, fill-in-the-blank, and short-answer questions.

Sample Syllabi

Sample Syllabi

Sample syllabi provide useful templates to help new faculty adopters revise their teaching plans to match their assigned FlatWorld textbook or lend insights to existing adopters on how to organize their classes.

Download

At FlatWorld, we take pride in providing a range of high-quality supplements alongside our titles, to help instructors teach effectively. Supplements are available for instructors who have registered their adoption with us. If you need to review or preview something specific, please contact us.


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Rachel S. Siegel Northern Vermont University

Rachel S. Siegel (MBA Yale University, CFA) was a professor of finance, economics, and accounting at Northern Vermont University from 1990-2016. She has also taught as an adjunct faculty member at Trinity College, Granite State College, Springfield College, the University of Vermont, and Champlain College. Siegel has worked for the CFA Institute on exam development, data forensics, and curricula, and as a consultant to several other exam prep providers. She is an editor and writer and works with both practitioners and academics specializing in investments. Her column "Follow the Money" has been a regular feature of the Northstar Monthly since 2001. Originally from Providence, Rhode Island, Rachel now lives in Barnet, Vermont.

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