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September 2014
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Personal Finance

Version 1.1 By: Rachel S. Siegel
Homework system included

This book is available with FlatWorld's Homework System at no additional cost to your students. Learn more

Key Features:

  • Learning objectives that link headings, summaries, reviews, and problems.
  • Personal finance planning problems, with links to solutions and application exercises.
  • Customizable.


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Online eBook Price:  $29.95 Full Color Book + Online eBook Price:  $49.95 Access Pass Required: Bronze
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This textbook is suitable for the following courses: Personal Finance.

Personal Finance covers the basics of personal finance, while leading the reader to think harder and further about the larger impacts of their spending decisions. There is an emphasis on understanding the fundamental relationships between math and the application of those skills to improve and understand personal finances.

New in This Version:
  • Updated sections to include more recent coverage and examples.
  • Alignment with current legislation.

FlatWorld Homework System

FlatWorld Homework

FlatWorld Homework includes multi-format questions written specifically for your FlatWorld book, which you can access through our stand-alone interface or integrate with your learning management system.

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Instructor Manual

Instructor Manual

The Instructor Manual guides you through the main concepts of each chapter and important elements such as learning objectives, key terms, and key takeaways. Can include answers to chapter exercises, group activity suggestions, and discussion questions.

Instructor Manual

PowerPoint Lecture Notes

PowerPoint Lecture Notes

A PowerPoint presentation highlighting key learning objectives and the main concepts for each chapter are available for you to use in your classroom. You can either cut and paste sections or use the presentation as a whole.

PowerPoint Lecture Notes

Test Bank Files for Import to Learning Management Systems

Test Bank Files for Import to Learning Management Systems

For your convenience, we've packaged our test items for easy import into Learning Management Systems like Blackboard, Brightspace/D2L, Canvas, Moodle, or Respondus.

Test Item File

Test Item File

Need assistance in supplementing your quizzes and tests? Our test-item files (in Word format) contain many multiple-choice, fill-in-the-blank, and short-answer questions.

At FlatWorld, we take pride in providing a range of high-quality supplements alongside our titles, to help instructors teach effectively. Supplements are available for instructors who have registered their adoption with us. If you need to review or preview something specific, please contact us.

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Rachel S. Siegel Northern Vermont University

Rachel S. Siegel, CFA, was a professor of finance, economics, and accounting at Northern Ver­mont University from 1990-2016. She has also taught as an adjunct faculty member at TrinityCollege (Vermont), Granite State College (New Hampshire), Springfield College (Massachusetts), the Univer­sity of Vermont, and in Tel Aviv, Israel, for Champlain College.
Siegel earned the Chartered Financial Analyst designation in 2003. She has been a consultant to the CFA Institute on exam development, data forensics, and curricula, and has consulted on variou­s exam prep courses in finance.
Siegel has also developed a freelance career as a financial editor and writer, for both invest­ments firms and academics. Her column "Follow the Money" has been a regular feature of the Northstar Monthly since 2001.
Originally from Providence, Rhode Island, Siegel earned a BA in English literature (1980) and an MBA (1989) from Yale University. She lives in Barnet, Vermont.
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