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Personal Finance

Rachel Siegel
September 2014
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This textbook is suitable for the following courses: Personal Finance.

Personal Finance covers the basics of personal finance, while leading the reader to think harder and further about the larger impacts of their spending decisions. There is an emphasis on understanding the fundamental relationships between math and the application of those skills to improve and understand personal finances.

New in This Version:
  • Updated sections to include more recent coverage and examples.
  • Alignment with current legislation.
  • Learning objectives that link headings, summaries, reviews, and problems.
  • Personal finance planning problems, with links to solutions and application exercises.
  • Customizable.

Rachel Siegel Lyndon State College

Rachel Siegel Professor, Business Administration, Lyndon State University M.B.A., Yale University Rachel S. Siegel, CFA (Chartered Financial Analyst) has been a professor of finance, economics, and accounting at Lyndon State College since 1990. She has also taught as an adjunct faculty at Trinity College (VT), Granite State (NH), Springfield College, the University of Vermont, and in Tel Aviv for the Israel Program of Champlain College. Siegel is a member of the Vermont CFA Society, the CFA Institute, the Board of Scholars of the Ethan Allen Institute, and is a voting member of the National Academy of Recording Arts and Sciences. She has served as a consultant on investment strategy to endowments and to private clients. Originally from Providence, R.I., Siegel earned a B.A. and an MBA, both from Yale University. Siegel’s column “Follow the Money” has been a regular feature of the Northstar Monthly (Danville, VT) and the Ammonoosuc Times (Littleton, NH) since 2001. She writes book summaries and reviews for Kiplinger’s and edits academic papers for peer-reviewed journal publication. She has presented numerous workshops on aspects of financial management and planning.
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